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MORE ABOUT ME

Ben's Big Deal has been a passion project since 2015. As a business traveler for over 10 years, he has earned top tier status with American Airlines and Hyatt since 2015.
He has a passion for travel using points and miles but with a focus on maximizing benefits by earning elite status and finding cash deals.Ben has been an avid member of the points and miles community. Respected for his insight and generosity to share his experience in FB, Clubhouse, IG, and TikTok. He has been a highly sought after speaker at Industry events for Frequent Traveler University, Chicago Seminar, Finance Buzz, WIN, and TravelZork.

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BBD's Best Credit Cards

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Best Credit Card for Beginners (No Annual Fee)

If you’re new to earning and redeeming travel points, start with a great travel card that offers:

A generous welcome bonus

Primary rental car protection

Better earnings for daily spending than cashback cards

Superior purchase protection

No foreign transaction fees

Trip delay protection

Best Credit Card for Small Business

My biggest mistake was not realizing how valuable business credit cards are for travel goals.

Any small business can qualify, including selling on Facebook Marketplace, driving for Uber, or any non-W-2 income.

Business cards have higher initial spend thresholds but offer great welcome bonuses and lucrative points-earning categories. Let me show you my favorite cards.

Best Credit Card for Airport Lounge Access

Tired of paying $7 for water at the airport or want a free meal before your flight?

As a business traveler, lounge access has saved me thousands on airport food and drinks. The right premium credit card can feed you and your kids for free, significantly lowering your travel costs. I save at least $100 every time my family and I use a lounge. Let me share my favorite cards with you.

Best No Annual Fee Credit Card

Not all travel credit cards require an annual fee.

This starter card lets you earn points for Hyatt, Marriott, IHG Hotels, United, and Southwest Airlines. It also offers primary rental car protection, no foreign transaction fees, travel delay protection, business class flights, and rent payments with no fee.

Best Airline Credit Cards

Some of my favorite airlines offer co-branded credit cards with elite perks like:

Free checked bags

More discounted award seats

Free companion tickets

Airport lounge access

These cards are best for frequent travelers or a specific airline strategy. I recommend collecting transferable points from bank or loyalty programs first. If you have a specific airline goal, these cards offer great perks.

Best Credit Card for Beginners (No Annual Fee)

I love earning extra points with hotel co-branded credit cards. Their perks include:

Free night certificates for renewing the card

Elite night credits for status

Automatic elite status

Extra points

Before applying, consider flexible bank programs.

Los Angeles, CA, USA

Find out what Ben can do for you. To schedule a consultation, call Ben at 213-516-5261.

Your premier destination for unlocking the secrets of travel rewards and maximizing your adventures with expert guidance and exclusive insights.

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